I have always been on time with my expenses and debts. I juggled but I successfully balanced my family, work and volunteering in my children’s school, but there never seemed to be enough. I own my home, and we had material possessions but we were struggling. When Roberts Target Financials presented at my place of business, I just sat in on the course. I didn’t realize how much it would help me change the way I was doing things. I stopped making minimum payments, giving away my money in interest payments, and I stopped using my credit cards. In less than a year I eliminated all of my debts except my mortgage. When my youngest started college, I was in a position to pay each semester without taking loans. We are able to plan ahead, and budget for vacations in cash. Roberts Target Financials LLC you have helped to redefine how important budgeting and goal setting are. Thank you.